Mutual credit is a cashless trading system where businesses issue credit to each other directly — no banks, no interest, no middlemen. When Nairobi Bakery buys flour from Green Farm, the bakery's account goes negative and Green Farm's goes positive. The network itself is the currency.
🥖 Bakery
⇄
🌿 Farm
⇄
🚛 Logistics
Mutual credit
Trade without cash. Grow without debt.
🥖 Nairobi → 420 ABC → 🌿 Green
0%
Interest-free credit
Access working capital without banks or interest payments. Your credit limit grows with your trading history.