Complete a 3-step signup — personal details, business info, and address. Takes under 5 minutes.
02
Get verified
Our team reviews your application. Approved businesses receive a trading account with a starting ABC credit line.
03
List what you offer & need
Tag the goods or services you supply and what you want in return. This is how other members find you.
04
Start trading
Browse the marketplace, connect with members, and settle transactions in ABC — 1 ABC = $100 USD, no cash changes hands.
The currency
What is Acloud Bank Credit?
ABC (Acloud Bank Credit) is the internal currency of the MCCS network. It is pegged at 1 ABC = 100 USD and never fluctuates. No cash is involved — when you sell, you earn ABC; when you buy, you spend it.
The network collectively holds a zero net balance — for every ABC spent, one is earned by another member. It is a closed-loop trading system designed to keep value circulating within the community.
Acloud Bank Credit (ABC) is the currency of the MCCS network. 1 ABC = 100 USD. It exists only within the network — no cash is deposited or withdrawn. You earn ABC by selling goods or services to other members.
Is my business eligible?
Any legally registered business operating in Kenya or one of our 18+ supported countries can apply. Sole traders, LLPs, limited companies, and cooperatives are all welcome.
How do I get paid?
When another member buys from you, ABC is transferred to your account instantly. You can spend that ABC with any other member on the network — no conversion needed.
What if I go into negative balance?
All accounts have a configurable negative balance limit. If you spend before you earn, your balance can go negative — up to your agreed credit limit. This is the mutual credit model: the network collectively holds zero net balance.
Is MCCS regulated?
MCCS Commerce Hub operates under the Kenya Mutual Credit Framework and is registered with the CBK. All merchant accounts are subject to KYC and AML checks.
Can I integrate ABC payments into my website?
Yes — Business and Enterprise members get API access and merchant payment links. Customers can pay you in ABC directly from your website or invoice.